Retirement

Paisa will help you plan your retirement and track your progress. The first part is figuring out what should be your retirement corpus. This will be your target. Instead of specifying the amount explicitly, you can specify your expected yearly expenses and the safe withdrawal rate.

goals:
  retirement:
    - name: Retirement
      icon: mdi:palm-tree
      swr: 3.3
      yearly_expenses: 1100000

If you use paisa to track expenses, instead of specifying the yearly_expenses, you can specify the list of accounts. Paisa will take the average of the last 3 year expenses

goals:
  retirement:
    - name: Retirement
      icon: mdi:palm-tree
      swr: 2
      expenses:
        - Expenses:Entertainment
        - Expenses:Gift
        - Expenses:Insurance
        - Expenses:Misc
        - Expenses:Shopping
        - Expenses:Utilities

Now that the target is specified, you need to specify the list of accounts where you keep your retirement savings.

goals:
  retirement:
    - name: Retirement
      icon: mdi:palm-tree
      swr: 2
      expenses:
        - Expenses:Entertainment
        - Expenses:Gift
        - Expenses:Insurance
        - Expenses:Misc
        - Expenses:Shopping
        - Expenses:Utilities
      savings:
        - Assets:Equity:*
        - Assets:Debt:*